Ufinity Financial

Ufinity Financial Provides.....

Access to Capital and Marketing Programs.....

Our Advantage:

• Loyalty Marketing Programs Through Ufinity Rewards or Affiliates
• No Need to Change Credit Card Processors
• Rate Flexibility
• No Upfront or Closing Fees
• No Fixed Payments
• High Approval Rate
• Funding To Over 52 Industries

What We Offer-A Smart Alternative

Successful long-term growth for most businesses is dependent upon the availability of capital. When starting, expanding, or buying a business, unless you have access to funds personally or through friends or family, most businesses will require either debt financing or equity financing.

Debt financing occurs when a business borrows funds from a lender that must be repaid over a period of time, usually with interest. It can be either short-term, with full repayment due in less than one year, or long-term, with repayment due over a longer period. The lender does not take an ownership interest in the business. Loans are often secured by some or all of the assets of the company such as equipment, real estate, inventory, or accounts receivable.

In many cases business owners will be asked to provide 15 percent to 25 percent of the total amount of funding that they are seeking. Business owners may be asked to provide personal guarantees and pledge personal assets as well.

Equity financing occurs when money is raised by a business in exchange for a share of ownership in the company. Equity financing allows a business to obtain funds without incurring debt, or without having to repay a specific amount of money over a particular time. Two key sources of equity financing for new and emerging businesses are angel investors and venture capital firms.

Many entrepreneurs seek government grants or “free money” for their business. Despite popular belief, grants are typically not a viable way to start or expand most businesses. In some cases, the government may have grant funds available. These funds, however, are usually tied to innovative or unique research and development efforts designed to spur new technologies.

So, what if these options are not viable for a business owner? A Merchant Cash Advance can be a great alternative. With a 10-day turnaround from application to funding, small to medium size business owners can obtain the necessary capital without giving up any equity in their business or pledging any personal assets/collateral. A simple purchase/sale agreement allows us to provide access to capital from $10,000 to $150,000 per location based on the business' cash flow and credit card revenue history. In today's economic downturn, our product also provides a cash flow friendly platform, whereby as the credit card sales go up or down each month, so will the repayment of the merchant advance. A merchant cash advance can be a good solution for those merchants seeking a simpler product to obtain capital for their business.

Call us at 877-803-7457 to set a time to discuss your alternatives or to fill out our “3 minute application”

Ufinity Financial is an independent sales consultant for the above services. All accounts will be serviced by Advance Funding, Inc.